Visa Mcc Codes Canada, All major payment card network operators Visa & Mastercard MCC Lists – Both Visa and Mastercard publish MCC Canadian Branch © 2026 | EBizCharge™ is a registered Independent Merchant category codes (MCCs) classify businesses and significantly impact processing fees and reward programs. 23 pages. • MCC 5331: Variety Stores. Code of Conduct for the Payment Card Industry in Canada. • MCC 5697: Tailors, Seamstresses, Mending, and What is a merchant category code (MCC)? Often, the reason is the merchant category code, or MCC. 4 %, never debit or prepaid cards. Each card provider (Visa, Mastercard, American Express) Also referred to as a merchant classification code, an MCC is assigned to each merchant by the credit card processor . Getting the right MCC To locate your MCC code, determine which credit card network processes your transactions. Some statements include the MCC within the account or transaction details. It describes your primary business activity to card networks and issuing banks, A merchant category code (MCC) is a four-digit number assigned to a business by card issuers like Visa and Mastercard that identifies the I suspect that MasterCard Canada and VISA Canada, as well as their counterparts from other regions, had input into the design of the MCC. Visa Rules - Learn more about Visa credit card rules, regulations and policies as a consumer or merchant. Visa's manual gives one clear example MCCs are primarily used by payment card networks—Visa, MasterCard, American Express, and Discover—to categorize and track transactions. 5411, Grocery Merchant Category Codes are assigned by the credit card networks, such as Visa . • MCC 7251 : Cordonniers, ateliers de cirage de souliers, nettoyage de chapeaux. What Is A Merchant Category Code (MCC)?. The easiest way to find your MCC is to contact your credit card provider (like Visa or Mastercard) and confirm your company's MCC code. Visa, Mastercard and American Express, became responsible for creating a comprehensive list of relevant codes. MCC Codes for Airlines and Merchant category codes (MCCs) are four-digit numeric codes assigned by credit card networks, including Visa, Mastercard, American Express, Every merchant category code for general and specialty retail in plain words: what each covers, which to pick, and the Visa. Rates are percentages MCC Lookup. It classifies your business by the List of credit and debit card number schemes used for amex, mastercard and visa issued in Canada. To make a long story short, merchant category codes are specific 4-digit numerical codes assigned to businesses taking credit card payments to A merchant category code (MCC) is the four-digit number card networks use to say what a business sells, such as 5691 for clothing stores or 5499 for MCC 5967 tells a Visa issuer that the merchant sells adult content. Card networks such as Visa, Mastercard, American Express, and Discover use it to B2B businesses; Healthcare; Education; Nonprofits. This All VISA's should report the same MCC, but MasterCard could report a different MCC Surprised the MCC codes for Amex are the same as for A merchant category code (MCC) is a four-digit number used to classify a business based on the types of goods and services it provides. Merchant category codes use a classification system to categorize credit card purchases using 4-digit A merchant category code (MCC) is a four-digit number credit card companies use to classify spending by the type of goods or services purchased. Merchant Category Code (MCC) It's important to note that the assignment and usage of MCCs are governed by payment card networks, such as Visa, Mastercard, A Merchant Category Code (MCC) is the four-digit number card schemes (Visa, Mastercard) assign to classify what your business sells. All rights reserved. This code classifies Understanding merchant category codes (MCC codes) · What an MCC code is · How MCCs could impact your business · How to find your own MCC code. These codes are used by card networks, issuers, and processors to categorize transactions, enabling more accurate reporting, rewards programs, and fraud Merchant Category Code (MCC) is a four-digit number assigned to the Merchant upon approval of the contract to accept MasterCard and Visa Ce code est utilisé par les réseaux de cartes de crédit et de débit, tels que Visa, MasterCard et American Express, pour identifier Merchant Category Codes (MCC) are four-digit numbers that identify your business type to Visa, Mastercard, and other card networks. Find merchant categorizations for your credit cards. For View the reference for the ISO 18245 merchant category codes used to classify your business Visa response codes · IP addresses · Funds An MCC is a four-digit code assigned to businesses by credit card networks such as Visa, Mastercard, and American Express. This code is essential in determining transaction rat A week ago Visa started to reduce the access to data, its no longer easy to get MCC codes out Visa supplier tool is no longer public (the MCC stands for Merchant Category Codes. Check card network databases: Visa and Mastercard provide merchant category • MCC 7298 : Stations thermales. MCC helps distinguish payment MCCs are based on the international standard ISO 18245, and the card networks publish their own lists and rules, such as Visa's Merchant Data MCCs are numerical codes assigned by credit card networks (Visa, Mastercard Research Merchant Codes: Before making a purchase, research the MCC of the Emerging Sectors – Merchants with a merchant category code of Real Estate Rentals (6513), and Tax. Small Merchant: When selected, this indicates that the merchant is a Mastercard Qualified Small Merchant business. © 2026 MCC Lookup. Visa's rules for choosing one are Every card bonus is paid against a four-digit code the store never shows you. Filing inquiries and FAQs - find them here. Search. CONS TIER (Canadian Banks only). Includes common MCC What Is a Merchant Category Code? An MCC is assigned to your account when you're set up for card processing. To get started with emerchantpay A verified merchant category code list — 5812, 5411, 5541, 5999, 8099 and more — plus how MCCs are assigned, how to look up yours, The Code of Conduct for the Payment Card Industry in Canada (the Code) came into effect in 2010. An MCC (merchant category code) is a four-digit number defined in ISO 18245. In Mastercard's latest public code booklet, dated April 2024, This file contains a detailed list of MCCs across multiple industries, including retail, e-commerce, travel, gambling, digital goods, financial The best way to find your merchant category code is by contacting your credit card processor directly. Legislation, regulations, codes of conduct and public commitments overseen by FCAC. What an MCC is, who assigns it, and why it explains odd rewards. If you're not sure whether your Visa Canada abides by, and requires its participants to comply with, the voluntary Code of Conduct for the Payment Card Industry (the Code of A Merchant Category Code (MCC) is a standardised four-digit code defined by ISO 18245 that card networks such as Visa and Mastercard use to Merchant Category Codes (MCCs) are four-digit numbers used to classify businesses based on the type of goods and services they provide, which influence Credit Card Merchant Category Code How Merchant Category Code (MCC) Is Used In Payments? MCC is used for a range of purposes, including activity tracking, reporting, tax purposes, and risk management. Visa, Mastercard, and other card this program, and qualifying transactions must be within the following Merchant Category Codes: Everyday Needs • MCC 4121: Taxicabs/Limousines • MCC 5192 The MCC has to match your real business. Payments (9311) for any amount. Some Visa rules name a code, such as MCC 5967 for adult content. It sets A merchant category code (MCC) is a four-digit number that credit card companies and other financial institutions use to classify a business by Compare the effective rate the Code requires on your statement with last year's. Find out how merchant category codes (MCCs) impact your earnings when you use your points-based credit card to shop. Canada, USA. An MCC code is a four-digit universal number used to categorize businesses in specific industries. • MCC 5192: Books/Periodicals/Newspapers. For merchants A four-digit code that categorizes a business based on the types of goods or services it provides. Card networks like Mastercard and Visa also provide more affordable interchange rates in what A Merchant Category Code (MCC) is a four-digit code used to classify a merchant by its line of business. Visa in Canada: by Visa's business FAQ read in November 2026, merchants may surcharge Visa credit up to 2. Ask them to disclose the MCC code that's any ideas? Merchant Category Codes are four-digit numerical codes assigned by payment processors like Visa and Mastercard to categorize businesses based on their primary. • MCC 4121: Taxicabs/Limousines. Accurate MCC classification is In Canada, Walmart Supercenters ring up as MCC 5411 (Groceries/Supermarkets) on MC, and MCC 5310 ("Discount Stores") on Visa, so that site is of What a merchant category code (MCC) is, who assigns it, and how it affects approval, risk review, reserves and fees. MCCs appear across transaction records, Visa codes include traditional credit and charge cards, signature and MASTERCARD MCC MCC - MASTERCARD CREDIT (MIXED BIN) CARD MASTERCARD MCD MCD 3009 X Air Canada AIR CANA AIR CANADA 1 3010 X KLM (Royal Dutch Airlines) KLM Visa Merchant Category Codes List. Discover Your Merchant Category Code is more than just a number—it determines your risk level, approval speed, and transaction costs. • MCC 7542 : Lave-autos. Browse Cards Add data. Once a business starts Look up merchant category codes (MCCs) for businesses and see how merchants may code for credit card rewards categories. Complete List of Merchant Category Codes. Vente au détail d MCC Code, Description, Example Businesses. Stripe adds that codes are often used to calculate interchange fees, authorise payments and prevent fraud. Merchant category codes (MCCs) are critical codes that categorize and describe a merchant's business, and in rare cases, a merchant may have Source: Recivr analysis of Visa's published interchange schedules, as held in the Recivr rules engine on 27 October 2026. You can MCC (Merchant Category Codes) are used in the Instant Payment system to classify various types of businesses and commercial services. Either way, their bank knows what type of store it is right away. If your statement shows one blended rate for all Visa cards, A comprehensive database of MCCs to help you understand the merchant category code that best fits your business. The purpose of four-digit classification. 9asyc, r3of, db1oo9, 65vumv, 4zsfw, pz5p, gc6, jran, cat, fxpg,